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e-Pay

Electronic Payment System
Improve cash flow, automate your receivables, save time & money

Everyday, companies worldwide are realizing the benefits of electronic payments - electronic funds transfer (EFT), direct deposit, and automatic bill payments to name a few. In 2009, 8.94 billon electronic items were processed through the Automated Clearing House (ACH) System totaling $24.4 trillion. With proper authorization, you collect payments from your customers quickly, no matter where they bank in the United States. Efficiently processing payments and predicting cash flow becomes easy saving time, money, and administrative efforts. No more excuses for late payments!

 

Virtual Terminal

How Virtual Terminal Works

Virtual Terminal is a high performance electronic transaction payment gateway that is used for obtaining authorizations, settlement and/or funding, in addition to comprehensive reporting for transactions via the internet. Communications to the gateway can come in a number of different forms including a standard TCP/IP Socket connection, HTTP, and FTP. Virtual Terminal uses client/server architecture to transfer transactional data from the point of origination (merchant’s website or transaction server) to the some of the largest U.S. financial processing centers in the world. Transactional data is submitted for funding and then response information is returned to the point of origination in seconds!

 

Credit Card & Merchant Services


Provide fast, reliable and secure credit card processing.

In addition to our industry-leading ACH/eCheck solutions, we offer single and recurring credit card processing and debit card processing.

With our easy-to-use system, you can process payments all the time, anytime - regardless of volume growth, or peaks in order volume. Integrate easily with major commerce platforms, CRM, ERP and other business systems with no time wasted.

With our Virtual Terminal credit card processing your business can:

  • Accept online credit card payments, telephone payments or POS payments
  • Retain flexibility in payment options
  • Leverage low credit card processing costs to keep your customers costs down
  • Make billing and processing invoices easier and faster
  • Eliminate duplicate data entry

As an added benefit, you'll have access to our unique and robust reporting tools, at no extra cost. These reporting tools are flexible and customizable, allowing you to choose either combined or separate reports.

Your business will be able to accept all major credit cards, including: VISA, MasterCard, American Express and Discover.

Our Partners

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